Vicunous gives your loan portfolio monitoring team one place to watch the entire book, flag the accounts that need attention, and work them back to current — across mortgages, commercial real estate, auto, consumer, and small-business loans.
Early access for community banks and credit unions. No core migration required.
Tracking performance across every product, catching trouble before it spreads, working past-due borrowers, and curing loans before they're charged off or sent out. Vicunous supports that whole workflow in one system — with the intelligence to see what's coming and the automation to act on it.
From the first sign of risk to the last attempt at recovery, Vicunous gives the team a single workflow — covering every loan product, not just one corner of the book.
Mortgages, commercial real estate, auto, consumer, and small-business loans tracked side by side — so performance and exposure are clear in one place instead of scattered across systems.
Cash-flow strain, missed-payment patterns, and shifting risk surface early and roll into a ranked watchlist — so the team acts before an account slips into delinquency.
Timely, consistent borrower outreach and payment arrangements that bring more past-due loans back to current — handled at a scale the team can't reach by hand.
Structured follow-through keeps more recovery in-house — so fewer accounts reach charge-off or get handed to a third party for a fraction of their value.
The work doesn't scale by adding people. Vicunous lets a lean monitoring and collections team cover the entire book, stay in front of more borrowers, and resolve more accounts in-house — without growing headcount to do it.
Every loan product watched in one place.
Reach borrowers while loans are still curable.
Consistent follow-through without added staff.
We're onboarding a small group of community banks and credit unions. Join the waitlist and we'll reach out as early access opens.